Specialized Insurance for Mobile Diesel Repair, Heavy Truck, Heavy Equipment & Field Service Businesses

Three Easy Ways to Start Your Mobile Mechanic Insurance Quote

1. Download the Application

Complete our Mobile Mechanic / Service Truck Insurance Intake Form at your convenience.

[DOWNLOAD APPLICATION]

2. Call Kelly - our AI receptionist

Call:

(888) 977-1695

Tell Kelly you would like to start a mobile mechanic, diesel repair, service truck, heavy truck, or heavy equipment repair insurance quote.

3. Request a Callback

Leave us your contact information and a brief description of your business.

[REQUEST A CALLBACK]

One of our LIVE  team members will follow up with you.

Not Ready for a Quote Yet?

That is completely fine.

We have built a growing educational resource library for mobile mechanics, diesel repair companies, service truck operators, fleet maintenance businesses, and heavy equipment repair companies.

Recommended Resources

Complete Mobile Mechanic Insurance Guide

Click Here

Garage Liability vs. Garagekeepers Insurance Guide

Click Here

How to Shop for Mobile Mechanic Insurance

[INSERT LINK TO SHOPPING GUIDE]

Specialized Insurance for Mobile Mechanics, Service Trucks & Heavy Equipment Repair Businesses

CLICK HERE

These resources explain many of the coverages, underwriting questions, contract issues, and insurance-shopping considerations we believe business owners should understand before purchasing coverage.

Finding insurance for a mobile mechanic, mobile diesel repair business, service truck operation, or heavy equipment repair company can be more complicated than simply completing a generic online quote form.

Your actual operations matter. The equipment you repair, where you work, the value of customer property, the service trucks you operate, the tools you carry, your employees, your operating radius, and your customer contract requirements can all affect which insurance companies are appropriate for your business.

At Garage Sentinel Insurance Solutions, working alongside ISE Insurance Services, we specialize in helping repair and service businesses navigate those details. Our team brings more than 50 years of combined commercial insurance experience and serves eligible businesses across approximately 46 states.

Choose whichever way is easiest for you to get started.

Choose the Quote Option That Works Best for You

📄 Download the Application

Complete our Mobile Mechanic / Service Truck Insurance Intake Form on your schedule.

This option works especially well if you already have information available such as:

• Current insurance
• Vehicle schedules
• Driver information
• Payroll
• Loss runs
• Tool and equipment values
• Customer insurance requirements
• Contracts or sample Certificates of Insurance

Once completed, send the form back to our team and one of our commercial insurance specialists will review it.

☎️ Start With Kelly

Call our AI receptionist and tell Kelly you want to begin a mobile mechanic, diesel repair, service truck, heavy truck, or heavy equipment insurance quote.

(888) 977-1695

You do not need to know the insurance terminology.

You can simply say something like:

“I own a mobile diesel repair company with two service trucks.”

or:

“I repair excavators and construction equipment at customer jobsites.”

or:

“I need insurance for a new mobile mechanic business.”

Kelly can help collect your initial information so our insurance team knows what you need.

💬 Have Us Contact You

Prefer to have someone from our team reach out?

Leave us your:

• Name
• Business name
• Phone number
• Email address
• State
• Brief description of your operations

A member of our commercial insurance team will follow up with you.

REQUEST A CALLBACK

Specialized help from ISE Insurance Services and Garage Sentinel Insurance Solutions — more than 50 years of combined commercial insurance experience, serving eligible businesses across approximately 46 states.

What Kind of Businesses Do We Help Insure?

Garage Sentinel Insurance Solutions and ISE Insurance Services focus on businesses including:

• Mobile mechanics
• Mobile diesel mechanics
• Service truck businesses
• Heavy truck repair
• Class 7 and Class 8 truck repair
• Mobile heavy equipment repair
• Construction equipment mechanics
• Agricultural equipment repair
• Forklift repair
• Fleet maintenance companies
• Trailer repair
• Mobile RV repair
• Tire sales and mobile tire service
• Roadside commercial vehicle repair
• Mobile welding associated with repair operations
• Commercial automotive repair businesses

Whether you operate one service truck or a growing multi-state repair operation, the goal is the same:

We understand what you actually do before selecting an insurance company.

Why We Ask Questions Before We Quote

Insurance for a mobile mechanic or service-truck business is not one-size-fits-all.

A technician repairing passenger vehicles has different exposures than a mobile diesel mechanic working on Class 8 tractors.

A mechanic repairing forklifts at warehouses has different needs than a company servicing excavators, loaders, or agricultural equipment at customer jobsites.

Before approaching insurance markets, we may ask questions such as:

• What types of vehicles or equipment do you repair?
• What percentage of your work is mobile?
• Do you have a repair shop?
• Do you work on heavy trucks?
• Do you repair construction or agricultural equipment?
• Do you work on hydraulic systems?
• Do you weld or fabricate?
• Do you road-test customer vehicles?
• Are customer vehicles ever left in your care?
• How far do your service trucks travel?
• Do you cross state lines?
• How many employees do you have?
• What tools and diagnostic equipment do you carry?
• Do your customers require Additional Insured endorsements?
• Do you have fleet maintenance contracts?

These are not unnecessary questions.

They help us identify insurance companies whose underwriting appetite actually fits your business.

Coverage We Can Help You Consider

A mobile mechanic insurance program may involve several different policies or coverage parts.

Your particular business may not need every coverage listed below, but these are among the most common coverages we discuss with mobile repair businesses.

Garage Liability / General Liability

Liability coverage is designed to protect the business against certain covered bodily injury and property damage claims arising from its operations.

For repair businesses, this may include important Products & Completed Operations exposure.

Garagekeepers Insurance

Garagekeepers may provide coverage for covered customer vehicles entrusted to your business for service, repair, storage, or safekeeping, depending on the policy.

Garagekeepers may be offered on a:

• Legal Liability
• Direct Primary
• Direct Excess

basis depending upon the insurance carrier.

If you are unsure whether Garagekeepers applies to your operation, our team can help explain the differences.

Commercial Auto Insurance

If your business operates service trucks, pickups, vans, or other commercial vehicles, Commercial Auto may be one of the most important parts of the insurance program.

Coverage may include:

• Auto Liability
• Physical Damage
• Comprehensive
• Collision
• Hired Auto
• Non-Owned Auto
• Uninsured / Underinsured Motorist coverage where available

We also review issues such as:

• Driver eligibility
• Covered auto symbols
• Operating radius
• Interstate use
• Named-driver or named-operator restrictions

Inland Marine / Tools & Equipment

Service trucks often carry a significant investment in:

• Diagnostic scanners
• Computers
• Welders
• Air compressors
• Generators
• Hydraulic equipment
• Specialty tools
• Mobile repair equipment

Inland Marine coverage can help address tools and equipment that travel with your business.

Workers' Compensation

If you employ technicians or other staff, Workers' Compensation may be required and can provide important protection for workplace injuries.

Requirements vary by state.

Excess / Umbrella Liability

Larger fleet customers, contractors, municipalities, and national accounts may require liability limits beyond those provided by the underlying policies.

Excess or Umbrella coverage may provide additional limits, subject to the policy terms.

Already Have Insurance? We Can Review That Too.

You do not have to wait until your current policy expires to start the conversation.

If you already have insurance, send us:

• Current policy or declarations
• Current premium
• Vehicle schedule
• Driver schedule
• Loss runs
• Tool and equipment schedule
• Customer insurance requirements

We can review the information and discuss whether your existing program appears to match the way your business actually operates.

If your current policy is a good fit, we will tell you.

If there are areas worth discussing, we will explain them.

Have a Renewal Coming Up?

Starting approximately 60–90 days before renewal can provide more time to gather information and approach appropriate insurance markets, particularly for businesses with:

• Multiple vehicles
• Employees
• Specialized repair operations
• Prior losses
• Customer contracts
• Multi-state operations

Have Customer Insurance Requirements? Send Them With the Quote Request.

This is important.

If a fleet customer, contractor, municipality, equipment dealer, warehouse, or other client requires:

• Additional Insured status
• Additional Insured — Ongoing Operations
• Additional Insured — Completed Operations
• Primary & Non-Contributory wording
• Waiver of Subrogation
• Specific Commercial Auto limits
• Workers' Compensation endorsements
• Higher liability limits
• Excess or Umbrella coverage

send those requirements to us before the policy is bound whenever possible.

Not every insurance company can provide every endorsement.

Knowing the requirements at the beginning helps us consider insurance markets capable of meeting them.

A Certificate of Insurance by itself does not necessarily change the policy. If your customer requires specific coverage or endorsements, the actual policy should support those requirements.

Why Work With a Mobile Mechanic Insurance Specialist?

There are many excellent insurance agents.

But not every agent spends their day working with:

• Mobile diesel mechanics
• Service trucks
• Heavy truck repair
• Garage Liability
• Garagekeepers
• Heavy equipment mechanics
• Fleet maintenance
• Tool and equipment exposures
• Mobile welding
• Commercial Auto for repair businesses

At ISE Insurance Services and Garage Sentinel Insurance Solutions, these businesses are a significant part of what we do.

Our team brings more than 50 years of combined commercial insurance experience, specialized underwriting knowledge, and access to multiple admitted and specialty insurance markets.

We currently help eligible businesses across approximately 45 states.

That combination of industry experience + market access can be particularly valuable for businesses that do not fit neatly into a standard commercial insurance box.

Three Easy Ways to Start Your Mobile Mechanic Insurance Quote

1. Download the Application

Complete our Mobile Mechanic / Service Truck Insurance Intake Form at your convenience.

[DOWNLOAD APPLICATION]

2. Call Kelly - our AI receptionist

Call:

(888) 977-1695

Tell Kelly you would like to start a mobile mechanic, diesel repair, service truck, heavy truck, or heavy equipment repair insurance quote.

3. Request a Callback

Leave us your contact information and a brief description of your business.

[REQUEST A CALLBACK]

One of our LIVE  team members will follow up with you.

Not Ready for a Quote Yet?

That is completely fine.

We have built a growing educational resource library for mobile mechanics, diesel repair companies, service truck operators, fleet maintenance businesses, and heavy equipment repair companies.

Recommended Resources

Complete Mobile Mechanic Insurance Guide

Click Here

Garage Liability vs. Garagekeepers Insurance Guide

Click Here

How to Shop for Mobile Mechanic Insurance

[INSERT LINK TO SHOPPING GUIDE]

Specialized Insurance for Mobile Mechanics, Service Trucks & Heavy Equipment Repair Businesses

CLICK HERE

These resources explain many of the coverages, underwriting questions, contract issues, and insurance-shopping considerations we believe business owners should understand before purchasing coverage.

Frequently Asked Questions

Can I get insurance for a new mobile mechanic business?

Yes, depending on the operation and available insurance markets. New ventures may need to provide information about the owner's experience, expected sales, vehicles, drivers, operations, and prior industry background.

Do you insure mobile diesel mechanics?

Yes. Mobile diesel repair and commercial service-truck operations are among our specialty classes.

Do you insure heavy equipment mechanics?

We work with mobile equipment repair businesses servicing many types of construction, agricultural, industrial, and commercial equipment, subject to carrier appetite and underwriting.

Can you insure one service truck?

Yes. We work with businesses ranging from single-truck owner-operators to larger operations.

Can you help if I already have insurance?

Yes. We can review your existing program and discuss your upcoming renewal.

What information do you need for a quote?

Typical information may include:

• Business information
• Description of operations
• Sales
• Payroll
• Vehicles
• Drivers
• Tool and equipment values
• Loss history
• Current insurance
• Customer contract requirements

The exact information varies depending on the business.

Can you help with Garagekeepers?

Yes. We regularly work with Garage Liability and Garagekeepers coverage for eligible repair operations.

Can you help with Commercial Auto for service trucks?

Yes, subject to underwriting eligibility and carrier availability.

What states do you serve?

ISE Insurance Services and Garage Sentinel Insurance Solutions currently serve eligible commercial insurance clients across approximately 46 states.

Start Your Quote Today

Your business is specialized.

Your insurance should reflect that.

Whether you operate a single mobile service truck or manage a growing repair operation, our goal is to understand what you do and help identify insurance solutions designed for your actual business.

Garage Sentinel Insurance Solutions

In collaboration with ISE Insurance Services

Call: (888) 977-1695

[DOWNLOAD APPLICATION]

[REQUEST A CALLBACK]

Choose whichever option is easiest.

We'll take it from there.

Licensing & Important Coverage Information

Garage Sentinel Insurance Solutions, Inc.
California Insurance License #6018160

ISE Insurance Services
California Insurance License #0G71702

Insurance availability varies by state, carrier, underwriting criteria, class of business, operations, loss history, and individual risk characteristics.

Not all products, coverage options, endorsements, limits, or insurance companies are available in every state or for every applicant.

This page is provided for general informational purposes and does not constitute a binder, offer of coverage, guarantee of insurance placement, or representation that any particular claim or exposure will be covered.

Insurance coverage is governed solely by the actual policy issued, including the declarations, coverage forms, endorsements, exclusions, limitations, terms, and conditions.

Please refer to your specific insurance policy for exact coverage details.