Commercial Insurance

 Running a shop comes with real risks, customer vehicles on your lot, employees working under lifts, and expensive equipment that keeps everything moving. Generic commercial policies miss the details that matter most. Garage Sentinel builds coverage packages specifically for automotive service businesses, from general liability and property to workers' comp and commercial auto. 

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General Liability

Protects against third-party injury and property damage claims.

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Commercial Property

Covers buildings, equipment, inventory, and business contents from damage.

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Workers Compensation

Covers employee injuries and illnesses that occur at work.

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Business Owners Policy (BOP)

Packages liability and property coverage for small businesses together.

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Commercial Auto

Insures vehicles used for business operations and deliveries.

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Professional Liability

Covers claims of errors, negligence, or service failures.

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Commercial Umbrella

Provides excess liability coverage beyond primary policy limits.

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Cyber Liability

Protects against data breaches and cyber attacks on systems.

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Business Interruption

Replaces lost income when disasters force temporary business closure.

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Directors & Officers

Protects company leaders from personal liability for management decisions.

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Tenant Improvements

Covers customizations and build-outs in your leased business space.

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Crime Insurance

Protects against employee theft, fraud, and criminal financial loss.